If you are facing a foreclosure on your home the last thing you want to do is nothing .
Not seeing the letters will not make it go away or postpone it ,in fact it can make the situation worse.
Some loan servicing companies are working with homeowners. That letter you tossed may had been a loan modification or
it could had contained a short sale letter where the lender is extending a time period for you to try to sell your home,
sometimes they contain letters offering money for the keys to the house that could be used for moving expenses.
All these items usually require you to fill out the original paperwork and to return the phone call usually from a third party company the bank hires to actually go knock on your door and to take photos of the house they also will want to do a Broker Price Opinion on the home .
Call your lender ask for the loan modification ,ask if you can do a short sale, Call a Realtor TODAY
Short sales involve more than just a sales contract sent to the lender ask a tax professional as to if you will pay a tax on the amount the bank is not getting .
They also contain more documents consult a Realtor of choice . Call Today.